Question 1

Edward Snowden’s revelations regarding government programs collecting massive amounts of information about U.S. citizens and noncitizens led to the passage of which law?

Options :

A : Cybersecurity Information Sharing Act of 2015

B : Foreign Intelligence Surveillance Act

C : USA FREEDOM Act

D : CLOUD Act

Answer: C

Question 2

What consumer protection did the Fair and Accurate Credit Transactions Act (FACTA) require?

Options :

A : The ability for the consumer to correct inaccurate credit report information

B : The truncation of account numbers on credit card receipts

C : The right to request removal from e-mail lists

D : Consumer notice when third-party data is used to make an adverse decision

Answer: A

Question 3

Mega Corp. is a U.S.-based business with employees in California, Virginia, and Colorado. Which of the following must Mega Corp. comply with in regard to its human resources data?

Options :

A : California Privacy Rights Act.

B : California Privacy Rights Act and Virginia Consumer Data Protection Act.

C : California Privacy Rights Act and Colorado Privacy Act.

D : California Privacy Rights Act, Virginia Consumer Data Protection Act, and Colorado Privacy Act.

Answer: D

Question 4

Under the Fair Credit Reporting Act (FCRA), what must a person who is denied employment based upon his credit history receive?

Options :

A : A prompt notification from the employer

B : An opportunity to reapply with the employer.

C : Information from several consumer reporting agencies (CRAs).

D : A list of rights from the Consumer Financial Protection Bureau (CFPB).

Answer: A

Question 5

What privacy concept grants a consumer the right to view and correct errors on his or her credit report?

Options :

A : Access

B : Notice

C : Action

D : Choice

Answer: B

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