Higher Test Marks with Free Online PA-Life-Accident-and-Health Exam Practice

Assess the CertsIQ’s updated PA-Life-Accident-and-Health exam questions for free online practice of your Pennsylvania PA Life Accident and Health test. Our Series 16-03 PA Life Accident and Health dumps questions will enhance your chances of passing the Pennsylvania Insurance Licensing (PAIN) certification exam with higher marks.

Exam Code: PA-Life-Accident-and-Health
Exam Questions: 161
Pennsylvania PA Life Accident and Health
Updated: 14 Jan, 2026
Question 1

Which of the following is a common exclusion from coverages found in accident and health policies? 

Options :
Answer: B

Question 2

Which is considered an expense factor in a life insurance premium? 

Options :
Answer: C

Question 3

In Pennsylvania, the Time Limit on Certain Defenses Provision provides that no statement can be used to

deny a claim on an accident and health policy after

Options :
Answer: B

Question 4

An annuitant dies during the accumulation period. What happens to the cash in the annuity? 

Options :
Answer: A

Question 5

An illness or disease which is first diagnosed and treated while the policy is in force is considered 

Options :
Answer: A

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